products and the services of the bank can be divided into 4 catagories as follows: 1. Deposit Account Service The bank has designed the new deposit account services continuously which had the various
price in the quarter, inventory gain was recorded at THB 241 million ( Inventory Gain Q3/2017: THB 450 million, Q2/ 2018: THB 856 million) . However, Net marketing margin was effected by the sharp rise in
866.1 million, decreased by 15.7% from the relaxation of the required provision to financial institutions to allocate to reserve account for principal repayment of the Financial Institution Development
, especially through maintaining a higher ratio of current account and savings account (CASA) while placing less focus on price competition, amid a greater flow of funds from other sources to be parked at banks
sharp decline in industry- wide IPA spreads which has led to a negative EBITDA contribution from this product. As part of our currently ongoing broader long-term strategy review, we are reviewing our
increasing in popularity among data users to optimize spending and impeded operators to monetize sharp increase in data usage. Although the industry was able to uplift the price of unlimited packages to
and new customers. We have always been monitoring and analyzing IU volumes closely. Proactive cost saving plans were implemented with potential expense savings of THB 34 million by extending useful life
, reserve and liquidity. Credit Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Analysis of Operating Results In the first
1Q20 to revisit the business plans as well as organizational transformation to drive additional efficiency in order to achieve long-term sustainable cost savings. The implementation of cost control