Notifications relating to Issuance and Offer for Sale of Securities; or (b) being individual investors or juristic persons that have a stable financial status and a potential to an actual investment as well as

investors in accordance with the definition prescribed in the Notification of the Securities and Exchange Commission No. KorChor. 17/2551 Re: Determination of Definitions in Notifications relating to Issuance

prescribed in the Notification of the Securities and Exchange Commission No. KorChor. 17/2551 Re: Determination of Definitions in Notifications relating to Issuance and Offer for Sale of Securities; or (b

of Thailand issued five notifications on revised criteria for supervision of financial conglomerates to be consistent with changes in business operations of financial institutions, technology, laws and

Conducting Credit Card Business and Undertaking Business of Personal Loan under Bank of Thailand Supervision Notifications of the Bank of Thailand No. SorNorSor.12/2560 and No. SorNorSor.14/2560, dated July 17

our good corporate governance practices included:  Organizing training and evaluation of employees’ knowledge of compliance with the Code of Conduct and Anti-Corruption Policy via the KBank e-Learning

), dated 29 October 2004 (including the amendments thereof) (“Notifications on Acquisition or Disposal of Assets”). The highest transaction size is 27.23 percent according to calculation basis based on total

transactions and the transaction size is not deemed as an acquisition and disposal of assets pursuant to the notifications of the Capital Market Supervisory Board and the Stock Exchange of Thailand. Please be

enormous potential to grow the Company’s scale of business operations from fundamental perspective. Such a transaction is not considered a connected transaction as defined by the Notifications of the Capital

responsible for proceeding according to such procedures in each situation. Clause 7 The notifications of the SEC Office, orders and circulars that are issued or set out guidelines pursuant to the Notifications