business operations. Other challenges also lie in the fast-changing technology which will provide consumers with increased alternatives in conducting financial transactions. 1.3 Regulatory Changes

patients. March The Company had a signing ceremony for the project "SMART MOM" with Phillip Life Insurance Public Company Limited to provide health insurance for mothers and children who came to receive

resulted in weak consumer spending, particularly on mobile services. However, remote working continued to provide decent demand for home broadband. Overall, AIS reported core service revenue of Bt32,770mn

production to order increased by 100% due to the Company was enough capacity to services. However, the Company is considering to provide service that are suitable situation of the Company. 2. Other Income

companies, such as submission of securities trading order, clearing and settlement and delivery of securities and assets, sale and redemption of investment units, and NAV calculation. 3.2 Risk Assessment

delivery of securities and assets, sale and redemption of investment units, and NAV calculation. 3.2 Risk Assessment Companies shall conduct an assessment on risks and possibility of major operational

", in 2019 it could provide the highest net profit since the Company was established with a net JMART Group MD&A: FS2019 IR63/002 : 26 February 2020 JMART Group MD&A: FS2019 Management Discussion and

Company entered into a Sponsor Support Agreement with NBM and EBM to provide financial support in the form of shareholders’ loans or the provision of shareholders guarantee in proportion of investment 10

right of use assets THB 3,041m and lease liabilities THB 1,505m Impact to Profit and Loss Statement - For the three-month period ended 31 March 2020 Recognized rental expense THB 25m - For the three-month

Mikka cafe branches with franchise contracts by focusing on distribution branches to provide services in provincial areas in large cities to increase opportunities to reach consumers. At the end of 2021