0.42 0.45 0.43 Interest coverage times 227.59 95.03 249.18 Dividend payout (%) 55.68%* 67.84% 57.60% * Pending for approval from the 2018 annual shareholders’ meeting Operating results for the year 2017

the Safari Group, which in turn will have a positive impact on dividend. 5. Information on Nature of Business Operation and Business Tendency of Company, Subsidiaries and Associates 5.1 Information on

. • Other non-operating income and expenses for the first nine months of 2020 was THB 1,054 million, increased by THB 447 million YTD mainly due to: (i) THB 270 million dividend received from RPCL; (ii) land

the previous quarter, the banking performance fared better, supported by increased dividend income due to seasonal factors. Nonetheless, net interest margin (NIM) declined in the second quarter of 2019

Association of the Company Clause 3. Objectives of the Company to be in line with the Objectives of the Company. 3. As a result of the approval of postponement of investment in S-TREK and capital increase and

3,776 3,559 3,594 -5% 1% 11,896 13,543 14% Interest income and dividend income 54 45 12 -78% -74% 191 156 -18% Other income 130 238 441 240% 86% 343 1,085 216% Selling and administrative expenses (2,065

pay the interim dividend instead of the 2019 annual dividend, to alleviate potential impacts on the shareholders due to the indefinite postponement of the AGM. The interim dividend payment for the

Bank of Thailand on an annual basis. Prior approval is not to be sought from the Bank of Thailand before the significant adoption or change in technology. 3. Commercial banks must undertake third party

“VGM Share Acquisition Transaction”) and to propose the same at the extraordinary general meeting of shareholders for consideration and approval. The Company would like to disclose additional information

and subsidiaries of THB 1,550 million; and (iii) dividend received of THB 826 million. For Q2/2020, the Company and its subsidiaries had net cash inflow from operating activities of THB 10,447 million