Percentage 2Q18 1H18 2018 1Q19 2Q19 1H19 Loan growth 4.3 10.2 18.5 1.9 0.2 2.1 NPLs/ Total Loans (excluding interbank) 4.5 4.5 4.1 4.1 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 113.8 113.8
NPLs/ Total Loans (excluding interbank) 5.6 5.6 4.7 4.5 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 105.6 105.6 110.9 113.8 115.6 115.6 Total loan loss reserve/ Total mandatory reserve
subsidiaries Percentage 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018 Loan growth 4.8 9.3 5.7 4.3 3.5 3.8 18.5 NPLs/ Total Loans (excluding interbank) 5.0 5.0 4.7 4.5 4.2 4.1 4.1 Total loan loss reserve/ Total NPLs
significant increase in selling expenses were mainly due to usage of reservation system together with an additional cost related to employee’s retirement program according to the new Labor Protection Act
information security officer : CISO) หรือผู้บริหารที่รับผิดชอบในการบริหารจัดการความมั่นคงปลอดภัยด้าน IT ที่มีคุณสมบัติและอำนาจหน้าที่ที่เหมาะสม N/A Yes/Partial/No N/A N/A N/A N/A N/A 1 0 1 D1 #11 x 2.1 4 2.1 #4
Medical Business Plc., (CMR) amount Baht 910.58 million. comparing at the same period in 2018 representing 9.87% decrease due to Social Security Office reimbursement of 2015 and 2016 amount Baht 175.00
from Chiang Mai Ram Medical Business Pcl., (CMR) amount Baht 997.04 million. comparing at the same period in 2017 representing 5.60% decreased due to Social Security Office reimbursement of 2015 amount
2Q17 were Baht 57.14 million, increased from 2Q16 and administrative expenses for 1H17 were Baht 112.19 million, increased from 1H17. The increase was attributed to the difference in inventory reserve
level. We also had to cut costs in all areas, suspend our investment plan and reserve cash to maintain a strong finance position during the crisis. Cost of Sales and Gross Profit The gross profit margin