guidelines for investors to understand and monitor future business directions of the Company; 1.1.2 Material changes and developments Give a brief account on the material changes and developments regarding the

and the determination to drive the business towards sustainability, as deemed appropriate by the Company, to be used as guidelines for investors to understand and monitor future business directions of

decisions considering various relevant information and details. The directors must understand businesses and their nature, conduct due diligence and study industrial conditions and business trends in support

line with these changes.  PromptPay Practical Guidelines for e-Money service The Bank of Thailand issued Circular No. BOT.ForTorSor.Wor.987/2560 Re: PromptPay Practical Guidelines for e-Money service

ความยั่งยืน (Sustainable and Responsible Investing Fund)เอกสารแนบท้ายแนวปฏิบัติ (แนบท้ายประกาศ นป. 2/2565) 07/03/2565 01/04/2565   แบบรายงาน/แบบฟอร์ม Practical Guidelines on Disclosure of Information for

disclose information and the vision of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project

of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities and Exchange

Data Analytics to collect and analyze information to better understand consumer behavior. Thai Banking Industry in 2018 Clearer signs of global economic recovery will cause major central banks to

holdings with a positive rating trend or worsening trend year over year. Finally, MSCI reviewing the ESG tail risk to understand the fund's exposure to holdings with worst-of-class ESG Ratings of B and CCC

the Company or the group of companies, as specified by the Board of Directors (if any), to be used as guidelines for investors to understand and monitor future business directions of the Company. 1.2