Thailand รางวลั Highly Acclaimed: Outstanding Digital Innovation in SME Banking รางวลั Highly Acclaimed: Best Customer Centric Business Model รางวลั Highly Acclaimed: Outstanding Innovation Program รางวลั

Purchased and Foreclosed Collateral Properties: The following table sets forth certain details regarding the appraisal value and outstanding balance of the Company’s loans purchased and properties for sale

table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral (“Foreclosed Collateral

revenue 3 Net Profit (Annualised) / Average Total Shareholders’ equity (average of outstanding at end of the same period in the previous year and at end of this quarter) 4 Earnings before interest and tax

2017 PERFORMANCE ANALYSIS (YoY) In 3Q 2017, the Company once again achieved an outstanding top and bottom line performance compared to the same quarter last year supported by; 1) The consolidation of

collateral properties The following table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral

launch of Singha Complex in late 2018. 2019 Net profit at THB 1,209m, or 16% decline YoY, due to various factors, namely profit margin during early stage of 2 hotels in Crossroads project phase 1

282 percent, respectively. 2. Toll Free on Official Holidays The Company cooperated to waive the toll fee on official holiday announced by the Prime Minister's Office in 3 expressways, the First Stage

of the year 2018 was at 55,425 trips/ day representing an increase by 21. 3 percent when compared to the same quarter of the previous year. For the First Stage Expressway (FES) and the Second Stage

last year. This reduction is mainly due to a slowdown in ERP business and a delay in booking revenue until a certan milestone has been achieved during the implementation stage. T.662 636 6999 F.662 646