-19 pandemic, the Company has been more cautious in managing the investment portfolio to mitigate risk exposures, which may result in lower-than-expected investment return. Our subsidiaries have

inflationary situation of the country's economy, causing the consumer purchasing power to decrease, together with the concerns of users about future inflation. As a result, users were more cautious in their

average user spending on digital content services as Thailand's sluggish economy has mainly reduced consumer purchasing power causing service users to become more cautious about their spending. In addition

helped offset the impact from cancellation of fees for funds transfer via digital channels. Most commercial banks remained cautious in setting aside allowance for impairment loss on loans as loan quality

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

Field และ GjØa Field จำก A/S Norske Shell ผ่ำนกำรซือ้หุน้เพิม่ทุนของ OKEA AS ซึง่มมีูลค่ำกำรลงทุนทัง้สิน้ 939 ลำ้นโครนนอรเ์วย ์(หรอืประมำณ 3,618 ลำ้นบำท) โดย OKEA AS ถอืเป็นบรษิทัร่วมของบรษิทัฯ กำรลงทุ

under the operation of CBD for domestic business were THB 139 million, a decrease of THB 48 million or 25.5%, divided into important expenses; (1) operating expenses of the field activity team “Sao Bao

ทะเบียนนติิบคุคล 2.2 เพิ่ม 1 field : เพื่อใช้ระบุกลุ่มบุคคลเดียวกัน7 โดยให้ บลจ. และ LBDU เปน็ผูป้ระเมนิกลุ่มบคุคล เดียวกัน ทั้งนี้ ให้ระบุ ID ผู้ถือหนว่ยที่เป็นกลุ่มบุคคลเดียวกันโดยใช้ช่ือย่อกองทุนและ

quarter but may be restrained by vulnerable and highly uncertain household income as well as elevated household debt. These factors are causing customers to be cautious on spending. Moreover, the tourism

economy demonstrated cautious growth driven by tourism-related sector expansion and subsided inflation, while facing political uncertainties and global economic risks. AIS core service revenue reported at