1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for
514 -8.7% -3.6% 4 1Q20 MD&A Advanced Info Service Plc. 1Q20 Financial Summary (Pre -TFRS 16) Revenue Total revenue reported Bt42,845mn, flat YoY and -12% QoQ resulted from global pandemic and continuous
broadband penetration and continuous ARPU uplift through cross-selling and upselling add-on content and innovative products. Service providers employed strategies targeting higher-tier customers with new
demand led to increased data usage, resulting in a blended ARPU of Bt223, up 3.0% YoY. Prepaid ARPU remain flat QoQ from seasonality. Postpaid ARPU declined QoQ, pressured by continuous effort in handset
handling; In this regard, the high-level management should arrange for a procedure in notifying and acknowledging the related personnel of the policies and the practices as well as a procedure for continuous
personnel of the policies and the practices as well as a procedure for continuous and regular monitoring and amending of the policy. 3. The management should determine the guideline for conducting compliance
encountered continuous loss in the past. The sale of mentioned assets will enable the Company to have better operation from excluding the recognition of loss from KMM in the future, and will enable NBC – a
and continuous raining as well as the increase of Independent Power Supply (IPS) and Small Power Producer (SPP) outside the EGAT system. In the meantime, electricity consumption of the country in EGAT
in late 2017, the Company continued to expand Younique in Index Living Mall store with 5 new openings in 2019, totaling 12 Younique stores at the end of 2019. Continuous expansion of ‘Younique