to the improved operating results. Whereby the Company had a debt-to-equity ratio of 2.46 times, which was slightly increased from the end of the year 2018 at 2.64 times. Please be informed accordingly

ratio) (เท่า) หน้ีสินทั้งหมดท่ีมีภาระดอกเบ้ีย / ก าไรก่อนหกัดอกเบ้ีย ภาษี ค่าเส่ือมราคา และค่าตดัจ าหน่าย (4) ความสามารถในการช าระภาระผกูพนั (debt service coverage ratio : DSCR) (เท่า) ก าไรก่อนหกัดอกเบ้ี

of 2016 with the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q17 at 5.8%, increasing from 5.6% as of the end of 2016. On Special Asset Management business, the Bank sold non

of 2016 with the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q17 at 5.8%, increasing from 5.6% as of the end of 2016. On Special Asset Management business, the Bank sold non

average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital Structure As of June 30, 2020, the Company reported total interest-bearing debt of THB 43,791 mn, an

of sale from 4Q19 onwards as well as transferred 2 standalone projects in 2Q20. Weighted average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital

Limited Management’s Discussion and Analysis (MD&A) Page 10 of 16 Weighted average financing cost at the end of 3Q19 stood at 2.96% Net debt to equity ratio stood at 0.45x Capital Structure As of September

$ billions) 1.9 1.4 Unutilized credit line (US$ billions) 1.7 1.3 Financial Ratios Current ratios (times) 1.4 1.3 Debt Servicing Coverage Ratio (DSCR) times 3.5 2.9 Interest coverage ratio (times) 9.1 6.7 Note

$ billions) 1.9 1.4 Unutilized credit line (US$ billions) 1.7 1.3 Financial Ratios Current ratios (times) 1.4 1.3 Debt Servicing Coverage Ratio (DSCR) times 3.5 2.9 Interest coverage ratio (times) 9.1 6.7 Note

ratio) (2) อัตราส่วนความสามารถในการช าระดอกเบี้ย (interest coverage ratio) (3) อัตราส่วนความสามารถในการช าระภาระผูกพัน (debt service coverage ratio) (4) อัตราหนี้สินรวมต่อส่วนของผู้ถือหุ้นรวม (debt to