. Thus, the Company considers disposing Land and Buildings since the Company does not efficiently utilize such Land and Buildings, and the Company does not have plans to develop such Land and Building

(time)** 4.22 23.49 * Annualized ** =EBIT/Interest expense Dusit Thani PLC Management Discussion and Analysis For 1Q19 P a g e | 7 • Diversifies into the food business The Company plans to develop instant

opportunity to collect more debt. 2. Personal Loan Business (J Fintech) and hire purchase loan ( Singer) . It is an opportunity to use the technology of Fintech to develop. 3. Retail, rental space and coffee

, impairment cost for business at Malaysia (one-time transaction) and computer expenses to develop Omni-channel platform. While employee benefit, management fee and maintenance expenses decreased from cost

order to develop new differentiating products. For examples, Croffle with Jo Banoffee flavor (collaboration with Jo’s Banoffee), Okonomiyaki Pancake Mix (collaboration with Bar B Q Plaza) and Tomato

, top management, management and employees are appropriately defined and assigned. 4. The organization demonstrates its commitment to attract, develop and retain competent individuals in alignment with

Dairy Home Honeycomb and Dairy Home Chocolate Malt. Rebranding of Mikka Cafe In Q4/2024, the Company plans to rebrand Mikka Cafe from "Mikka Café" to "Mikka Coffee Roasters" to develop and strengthen the

constrained by high household debt. Fierce competition continued and each bank attempted to develop products and services to serve customers through digital channels. New business models, together with insights

Market Association, as the case mat be; “Association” means association related to securities business authorized from the Office to establish and register with its objective to support and develop

develop securities business in the category of investment management; “State agency” means central administration, regional administration, local administration, financial institutions development fund