PowerPoint Presentation After You Public Company Limited Management Discussion & Analysis Q1/2021 Management Discussion & Analysis Q1/2021 Executive Summary Q1/2021 Key Financial Highlights 2 Overall

opening of “Aquaria Phuket” the largest aquarium in Thailand at Central Phuket Floresta The opening of Central Village (1 phase) held on August 31, 2019, the first luxury outlet format in Thailand which is

phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net profit * 9,030 9,194 8,161 (1.8)% 10.6

Thailand. The Bank of Thailand revised down the projection of overall economy for 2020 to contract 7.8% (as of September 2020) from the earlier forecast of 8.1%. But the fragile labor market, uncertain

ให้มีประสิทธิภาพท่ีดีข้ึน ดงันั้นกิจการ startup และ SME ท่ีคงอยู่ในช่วง seed stage ซ่ึงอยู่ ในล าดบัก่อน series A จึงอาจไม่ไดรั้บความสนใจจาก PE ทรัสต์ และ VC ทั้งน้ี อุปสรรคในการเขา้ถึงแหล่งทุนของกิจกา

Stage Expressway, the Second Stage Expressway and the Bang Pa-In - Pak Kret Expressway. There are 19 official holidays in year 2020, 5 days were in the second quarter which are Chakri Memorial Day

a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the

1 Ref: AC.006/2019 25 February 2019 Subject: Management discussion and analysis of financial position and operating results To: President and Manager The Stock Exchange of Thailand Overall operating

which has been reviewed by certified public auditor as follows: Overall performance results of the Company for the three- month and nine-month period ended 30 September 2019, compared to the same period

. Revenue from sale of electricity rose by 1.57% QoQ as a result of ongoing repair and maintenance of the overall power generator which gradually improve power supply capacity and escalate power to grid