had a higher impact from the decline in domestic purchasing power leading to lower prepaid usage despite an increase in tourism-related income. Competition remained intense with the market continued
government's relaxation of COVID-19 control measures. Businesses and educational bodies were able to resume regular operations, leading to a return to work and conventional teaching methods on physical sites
been paid to investors. The company continues to experience a negative cash cycle, indicating that it does not rely on financial institutions, leading to a consistent reduction in financial costs. The
supported by the allocation and disbursement of the government’s budget and continued expansion in the export sector. Additionally, industrial production resumed growth leading to further expansion. As a
16:26 น. 8 14.3% 14.8% 13.0% 3% 2.3% 1.9% 10.3% 9.6% 9.3% 11.6% 11.4% 11.5% 20.4% 21.0% 22.0% 41.1% 40.9% 42.3% Mar'18 Dec'17 Mar'17 Portion of Loans by Business Type Manufacturing and commercial
%, followed by manufacturing and commerce sector at 21.1% and housing loans sector at 19.6% of total loans. Big Corporate & Corporate As of 30 June 2017, the bank had total loans to customers of Big Corporate
(%) March 2017 December 2016 Manufacturing and commercial 818,265 814,365 810,335 0.5% 1.0% Utilities and services 419,339 424,143 399,372 (1.1)% 5.0% Housing 222,977 220,250 219,365 1.2% 1.6% Real estate and
, domestic demand would be restrained by elevated household debt, some signs of moderation in earnings and employment in the export-related manufacturing sector, as well as public spending and public