from Myanmar Economic bank in Myanmar that potentially decreases our funding costs with more stable financial conditions. 2 Summary of Consolidated Financial Results 1. Operating Results Revenues For the

has an appropriate capital management to optimize the efficiency of funding cost and the reduction of interest-bearing loans. The average funding cost for the year 2023 was increased to 2.99

increase of policy interest rate. However, the Company has an appropriate capital management to optimize the efficiency of funding cost and the reduction of interest-bearing loans, along with liquidity

efficiency of funding cost, along with liquidity management. The average funding cost for the 9-month period of the year 2024 ended November 30, 2024 was 3.07%, increased from 2.99% at the end of last year

number of eligible service users; (6) specifying a period of participating in the regulatory sandbox to be no longer than one year as from the approval date; (7) having the study or research results that

) having the study or research results that show the possibility of providing innovative financial services, including the research results on potential risks from the regulatory sandbox; (8) having no

research results that show the possibility of providing innovative financial services, including the research results on potential risks from the experiment; (6) having no record of violating or failing to

types or number of service users; (4) specifying a period of participating in the regulatory sandbox to be no longer than one year as from the approval date; (5) having the study or research results that

landlord. 2. Research and develop of new products for New Normal: focus on research and development of Take-away and To Go products as well as develop appropriate packaging to be in line with the new

for Research and Policy Determination of the Social Security Office, the Project of Central digital platform development to connect social security services to specific insured persons of the Social