to remain fragile as overall purchasing power has not yet recovered, and household debt remains at a high level. The operating result of the Company in this quarter is still in line with the plan

Net Profit Margin (%) 2.33 2.40 2.36 Current Ratio (Times) 1.34 1.43 1.35 Debt to Equity Ratio (Times) 2.16 1.79 2.17 Book Value per Share (Baht) 2.16 2.22 2.15 Net Profit per Share (Baht) 0.46 0.45

25.51 Net Profit Margin (%) 2.35 3.18 3.55 Current Ratio (Times) 1.43 1.51 1.28 Debt to Equity Ratio (Times) 1.81 1.48 1.76 Book Value per Share (Baht) 2.25 2.39 2.39 Net Profit per Share (Baht) 0.43 0.57

-spending credit card customers with strong repayment capacity. The personal loan receivables of 43,069 million baht remained stable, due to more customers participating in debt restructuring loan program

term loan 52% Debenture 33% Long term loan due in 1 year 11% Short term loan 4% As of 31 Mar 2020, = 7,516.67 million Baht As of 31 Dec 2019, = 7,359.56 million Baht Proportion of Interest-Bearing Debt

, which decreased by Baht 183.65 million or 17.49 % compare with the same period of 2016. The main reason was due to the decrease in Company’s average daily turnover value from Baht 5,184 million to Baht

ncreased by Baht 3,417 million or 270% from Q4/2018. This was mainly due to the following reasons: Executive Summary Comparing Q4/2019 vs Q3/2019 Comparing Q4/2019 vs Q4/2018YoYQoQ The Proportion of Gross

-to-person transmission of the virus. The Group has strictly adhered to government measures, especially social distancing and curfew during period of 3rd April until 14th June 2020. However, due to the

. Also, GPSC had a significant success in issuing Green Debentures worth THB 5,000 million to institutional and/or high net worth investors with subscriptions of over 6-time oversubscription. Due to the

in revenue was mainly due to the growth in sales of dessert and beverage cafés, which was a result of same-store sales growth (SSSG) and the higher sales per bill, as well as the increase in After You