being a financial institution under the Law on Loan Interest of Financial Institutions or a financial institution under foreign law; (2) an agreement having characteristics comparable to the assets under
class, rapid digital penetration, high credit growth4 and large unbanked population5 • Aligns with the Bank’s international strategy to transform into a leading regional bank with larger presence in key
financial institutions in order to find a way to maintain the best liquidity and to reduce the burden of credit facilities with reasons due to being affected by the situation that must comply with government
outstanding loan as of June 2020. Non-current liability included Unearned Revenue which will be recognized after 1 year, Lease Liability, and Long Term Employee Benefit obligations (TAS19). At the end of 2019
ความมีส่วนไดเ้สียในกิจการที+ลงทุน “counterparty limit” อตัราส่วนการลงทุนที+คูส่ญัญา “CRA” สถาบนัจดัอนัดบัความน่าเชื+อถือ (Credit Rating Agency) ที+ไดร้บัความเหน็ชอบจากสาํนักงาน เวน้แต่ที+กาํหนดไวเ้ป็นการ
curve " 2.2.2.1 $#. yield curve ).&. / "#1$ /0. K coupon rate / credit rating / currency 3 time to maturity 0 E0 %) 13+, J0 /+ '606 # (risk premium) " 3# 11 * E3".#0 "R 6$$/0./ .(" .0. 2.2.2.3
, increasing +4.6%YoY due to increase in bad debt provision from NBTC credit term expansion policy, and –19%QoQ due to employee remuneration in 4Q19. Net FX loss was Bt422mn in 1Q20, turned negative, compared to
% . This is because in 2023, the Company's income tax expenses increased significantly since the Company did not record allowances for expected credit losses from related receivables as deferred tax assets
interest rate of short-term loan within 1 year comparing to 2017. Costs of funds were 2.29% as at December 31, 2018 slightly increased from December 31, 2017 at 2.08%. The consolidated financial costs of the