check national ID card validity via the electronic system of the Department of Provincial Administration (DOPA). (2) Non-face-to-face identity verification: Banks must apply biometric comparison

Consolidated Financial Statement Comparison of Haft-Yearly Separate Financial statement In(De)crease % 31 th December 2018 31th December 2017 31th December 2018 31th December 2017 million baht % million baht

baht or 9.15% from 460.41 million baht in 2018 due to the decrease in project loan. For the separate company financial statement, the company would like to inform total revenues 2,217.47 million baht and

Consolidated Financial Statement Comparison of Haft-Yearly Separate Financial statement In(De)crease % 31 th December 2019 31th December 2018 31th December 2019 31th December 2018 million baht % million baht

12.34 million Profit (loss) for three months (from the separate financial statements) Baht 70.49 million Baht 17.02 million 3. Management Discussion and Analysis 3.1 Sales and service income for the

venture in MARQUE Sukhumvit project which is not yet realized revenues in Q2/2017. Anyway, MARQUE Sukhumvit was already start transferring in July 2017. For the separate company financial statement, the

31 DECEMBER 2015 Unit: Million Baht Separate 2016 2015(New Adjustment) Increase (Decrease) Percent Revenue from sales, rental and service 30.00 21.60 8.40 38.89 Cost of sales, rental and services

/2017 amounted 111.00 million baht increased by 14.64 million baht or 15.19% from 96.36 million baht in Q3/2016 due to the increase of interest rate. For the separate company financial statement, the

are as follows; Consolidated Financial Statement Separate Financial Statement 2017 2017 2016 Revenues from construction 519,389,160 519,389,160 354,906,370 Cost of construction (505,500,082

Statement Consolidated Financial Statement Comparison of Haft-Yearly Separate Financial statement In(De)creas e % 31 th Dec 2017 31th Dec 2016 31th Dec 2017 31th Dec 2016 million baht % million baht % million