losses to NPL ratio /1 170.5% 203.9% 220.2% (33.4)% (49.7)% Total capital adequacy ratio 16.55% 18.48% 20.04% (1.93)% (3.49)% /1 Including interbank and money market lending At the end of June 2020, the

155.6%, arising from increase in available payment from GHECO-One, according to the Power Purchase Agreement (“PPA”) which is based on the principle that annual Availability Payment (“AP”) will not lower

transaction under the announcement of the Capital Market Supervisory Board No. TorJor. 20/2551 Re: Rules on Entering into Significant Transactions deemed as Acquisition or Disposition of Assets and the

deposits and an increase of Baht 6.0 billion or 6.7 percent in debt issued and borrowings. Interbank and money market items fell by Baht 8.6 billion or 4.1 percent from borrowings under repurchase agreement

in available-for-sale of THB 402.4 mm, mainly from decrease in market capitalization of property funds and REITs after the market price decreased during this quarter. 4. Increase in investments in

Transaction is considered an acquisition of assets in accordance with the Notification of the Capital Market Supervisory Board No. Tor Jor. 20/2551, Re: Rules on Entering into Material Transactions Deemed as

agreement with the Hong Kong Covered Management Company regarding delivery of information to the local intermediary such as information with material impacts on investors, etc. If the Hong Kong Covered

assets transaction according to the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551 (2008) Re: Rule on Entering into Material Transactions Deemed as Acquisition or Disposal of

other connected transaction with the same connected person or related person or close relatives subjected to the connected person, within 6 months prior to this transaction agreement date. Such issuance

2018, the Company, Pace Project One Co., Ltd. (“PP1”), Pace Project Three Co., Ltd. (“PP3”), and a director entered into buyout agreement on disposal of assets in PP1 and PP3 in total of not exceeding to