MD&A Q.3'17EN RP-AC 00/201 November 10, 2017 Subject: Clarification of Q3/17 Operating Results To: Directors and Managers of the Stock Exchange of Thailand Richy Place 0110 Public Company Limited

ที่ บช NO. AC. 004/2017 13 November 2017 Subject: Clarification of changes in operating performance of more than 20% To: The President of the Stock Exchange of Thailand M.K. Real Estate Development

Ref Ref. HF 0021 / 2018 February 23rd, 2018 Subject : Notification of the resolution of the Board of Directors No. 1/2018 To : Director and Manager of The Stock Exchange of Thailand We, Hwa Fong

million in 2017 showing a decrease of Baht 13.61 million or 6.74 % decrease due to the abovementioned operating loss and other comprehensive income of loss in future actuarial loss and difference exchange

Jaymart Public Company Limited No. IR61/016 13 November 2018 Subject: Management Discussion and Analysis, 3nd Quarter Ending 30 September 2018 Attention: President The Stock Exchange of Thailand Regarding

Justification_E_4-62 NO. AC. 01/2020 28 February 2020 Subject: Clarification of changes in operating performance of more than 20% To: The President of the Stock Exchange of Thailand M. K. Real Estate

Transfer status according to project value for the year ended December 31 2020 2019 Balance not yet transferred THB mm THB mm THB mm % Veranda Hi Residence Chiang Mai 198.25 - 22 35.3 Veranda Residence

Translation CEN 016-2020 August 14, 2020 Subject Management Discussion and Analysis for business operation of Quarter 2/2020 To The Manager and President The Stock Exchange of Thailand Capital

customer engagement in order to reinforce our digital banking leadership, in support of the national policy of making Thailand a cashless society, we launched a “No Fees” campaign for funds transfer, top-up

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential