wishes to submit herewith explanation and analysis of the Management as follows. 1. Income, gross profit, net profit Unit : Million Baht 1. Income 2018 2017 2016 Increase (decrease) 2018-2017 1.1

from rental income 0.95 1.19% 1.10 1.37% 0.14 15.18% Total Revenue 79.65 100.00% 80.13 100.00% 0.48 0.60% Gross Profit / Margin 17.80 22.34% 17.87 22.30% Net Profit / Margin (2.43) (3.04%) (8.14) (10.16

its subsidiaries recorded net profit of 10,463 million baht, increase of 12 million baht or increase by 0.11% 1. In the year 2018, the Company recorded sales income in an amount of 30,514 million baht

Interest income 4,702.46 1,735.72 2,966.74 170.92 Other Income 2,230.85 5,170.39 (2,939.54) (56.85) Profit before Expense 108,326.68 82,335.58 25,991.10 31.57 Sale Expense (11,762.46) (11,176.84) 585.62

Baht 35 million to Baht 56 million. Quarter 2 Quarter 2 2020 2019 Revenue 374 383 (9) -2% Cost 318 348 Gross profit 56 35 21 60% Gross profit margin 15.0% 9.1% Other income 1 1 0 1% Selling & Admin

loan increased by Baht 2.04 million. Totally increasing in gross profit by Baht 2.15 million. 2. Other revenue increased by Baht 1.08 million from Fee income and Income from foreign exchange. 3

7,845.00 8,271.00 (5.15) PROFIT BEFORE INCOME TAX 834.00 968.00 (13.84) Income Tax (Expense) Revenue 200.00 226.00 (11.50) PROFIT (LOSS) FOR THE PERIOD 634.00 742.00 (14.56) Gross profit margin (%) 38.17

Administrative Expenses 41,902.24 33,553.58 24.88 PROFIT BEFORE INCOME TAX 23,179.53 18,553.63 24.93 Income Tax (Expense) Revenue 6,955.30 417.40 1,566.32 PROFIT (LOSS) FOR THE PERIOD 16,224.23 18,136.23 (10.54

5,951.00 53.42 PROFIT BEFORE INCOME TAX 1,119.00 (3,035.00) 136.87 Income Tax (Expense) Revenue (258.00) 313.00 (182.43) PROFIT (LOSS) FOR THE PERIOD 861.00 (2,722.00) 131.63 Gross profit margin (%) 40.98

Administrative Expenses 9,788.00 7,547.00 29.69 PROFIT BEFORE INCOME TAX 3,310.00 (854.00) 487.59 Income Tax (Expense) Revenue (707.00) 5.00 (14,240.00) PROFIT (LOSS) FOR THE PERIOD 2,603.00 (849.00) 406.60 Gross