from interest fluctuation by taking long-term loan with fixed interest rate. Currently, the Corporate Group has obligations according to terms and conditions of the loan agreement with only one

ตราสารหน้ี - กรณีเป็นการช าระหน้ีที่มีกับกลุ่มที่ปรึกษา ทางการเงินหรือกลุ่มตัวกลางในการเสนอขาย หลักทรัพย์ ให้เปิดเผย terms and conditions ของหน้ีดังกล่าวเพิ่มเติมด้วย - กรณีอื่น ๆ ให้เปิดเผยอย่างน้อยใน

asset quality management for its loan portfolio and focus on expanding into profitable segment with better asset quality taking into careful considerations the economic conditions. As such, the overall

interest) considers that this transaction is appropriate in light of price and conditions since the value of consideration of KMM is higher than the assessed price. Also, the Company will be recognized the

expected credit loss by considering economic conditions in the past, present, and future under various assumptions and circumstances.However, the Covid-19 outbreak has dramatically affected the Thai and

was 17.96 percent, with a Tier 1 capital ratio of 15.66 percent. The operating performance of the wholly-owned subsidiaries of KBank was also satisfactory in terms of quantity and quality due to the

grows not much because the company has been cautious in lending to potential customers to pay back. In terms of debt collection, J Fintech maintains a relatively good debt collection rate. By collecting

customers with an aim to fully respond to all corporate customers’ needs in IT products. In terms of product categories, various categories had its sales increased YoY including (1) Mobile Products, increased

debentures before the deadline and the Company may or may not have the right to request to redeem the debentures before the due date. This should be in accordance with the terms and conditions of the debenture

Capital Market Supervisory Board No. TorThor. 92/2552 Re: Rules, Conditions and Procedures for Brokerage and Dealing of Foreign Securities (No.2) ----------------------------- By virtue of Section 16/6 and