expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13
212.60 183.91 168.81 latoT caooTt d o c oseaot ToToT 1,722.69 1,701.39 1,980.67 Costs of Sale The company has cost of sales of 1,343.99 million baht, 1,437.41 million baht, and 1,450.62 million baht in
channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans
record high depreciation cost in full which did not correspond to such low utilization of production and machinery. The Company engaged independent engineering expert to inspect and appraise the assets and
to the same period in the Third quarter and 9- month period of 2017 which make the interest expense could not be capitalized as part of project cost . 4. Income Tax Expenses for the Third quarter
of 2020 Second quarter of 2019 Increased (Decreased) Amount % 1.1 Revenues from construction 1,771.93 MB 1,353.08 MB 418.85 MB 30.96 1.2 Cost of construction compared with revenue from construction
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
38.79 2.81 7.24% Administrative expenses 40.40 36.16 4.25 11.74% Financial costs 26.48 23.42 3.06 13.07% Income tax expense 3.96 3.81 0.15 3.88% Total cost of goods sold and expenses 360.43 341.40 19.03