initiative in collaboration with partners in Thailand. SET is committed to increasing women’s participation in the capital market, particularly among listed companies, by collaborating with agencies that

องค์กรที่พึ่งพาได้ ฝากอนาคตได้ในทุกภาคส่วน เป็นหุ้นส่วน (visionary and strategic partners) ในการทำงานด้วยกันร่วมกับภาคส่วนที่เกี่ยวข้อง โดยมีเป้าหมายชัดเจนในการสร้างการเติบโตอย่างมั่นคงยั่งยืน รวมถึงต้อง

partners in each country in cooperatively setting up strategic plans to select the right products and marketing strategy for each focused country, such as emerging countries in ASEAN as well as China. Sales

customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept, taking into account changing

KRUNG THAI ASSET MANAGEMENT PUBLIC CO.,LTD. 1 EMPIRE TOWER,32ND FLOOR, SOUTH SATHORN ROAD, YAN NAWA, SATHON, Bangkok 10120 Tel.0-2686-6100 Fax.0-2670-0430 10 MERCHANT PARTNERS ASSET MANAGEMENT LTD. 942

marketing with business partners. However, in regards to the current economic situation which is in an improved trend but the risks to asset quality remained in concerns. The Company therefore remains

975 2,129 118% 43% Shares of profit of associates and joint ventures 152 157 130 (17%) (14%) Net profit for the company 922 486 942 94% 2% Normalized Net Profit 990 578 1,053 82% 6% Gross profit margin

% Gross Profit1 2,477 4,599 5,365 17% 117% EBITDA 2,112 4,116 4,951 20% 134% Shares of profit of associates and joint ventures 130 463 (68) (115%) (152%) Net profit for the company 942 1,145 1,580 38% 68

deliver a positive customer experience anywhere, anytime through collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, startups and our business partners under the

and our customers both directly and indirectly. KBank has emphasized synergy with K Companies, strategic partners and startup firms for enhancement of our business capabilities to achieve sustainable