Personal loan 8,132 3.1 7,993 3.4 1.7 Micro SMEs loan 7,741 3.0 7,954 3.3 (2.7) Housing loan 24,234 9.4 21,663 9.1 11.9 Commercial Lending 59,766 23.1 60,899 25.6 (1.9) Real Estate Development loan 30,738
1,639.9 763.2 87.0% Gross Profit Margin 36.1% 51.1% GPM before adjustment with PPA 49.3% 56.6% Income from sales of real estate during the year of 2017 stood at THB 3,210.8 mm, which increased by THB 785.3
expanded by 5.7 percent and 6.1 percent, respectively. Corporate lending was flat. SME loans grew due to increases in lending to a range of businesses in the commercial and real estate sectors, and from V3
serviceability of SMEs, maturity mismatches among businesses, particularly in the real estate sector, and the search-for-yield behavior in the prolonged period of low interest rates that could lead to the
brighter investment outlook, and ongoing growth in tourism. At the same time, the real estate and construction sectors grew modestly, with expansion seen only in certain areas. Likewise, consumption fared
(%YTD) Agricultural and mining 430.1 488.4 (58.3) (11.9) Manufacturing and commerce 33,615.0 27,844.6 5,770.4 20.7 Real estate and construction 22,834.9 20,789.9 2,045.0 9.8 Public utilities and services
) Manufacturing and commerce 33,615.0 27,844.6 5,770.4 20.7 Real estate and construction 22,834.9 20,789.9 2,045.0 9.8 Public utilities and services 36,624.1 38,074.2 (1,450.1) (3.8) Housing loans 28,229.7 29,134.9
continued to grow and signaled future investment. Tourism–related businesses expanded thanks to a growing number of Chinese tourists. On the other hand, expansion of real estate and construction businesses
-depth information on real estate investment. Meanwhile, we continue with our 12 aspiration to become “Customers’ Life Platform of Choice” - the most-preferred platform that can meet customers’ needs in
the statement of comprehensive income when the real estate project has been completed and transferred to the customers after completion of the payment. Despite the disposal of assets, the Company has