reviewed financial statements 12 Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by the Bank
and shall relate to the management of the assets of the REIT as follows: (1) the incurring of encumbrances relating to the main agreement, in which the REIT may enter, in accordance with the provisions
. Middle Income In adherence to our Customer Centricity strategy, KBank aims to maintain THE PREMIER as the top-of-mind brand, as well as our status of Customers’ Main Bank. To this end, we focused on the
introduction of products and services based on big data analytics with the aim of becoming Customers’ Main Bank in this segment and increasing this customer group’s share of wallet devoted to KBank. Along with
infrastructure trusts established under Thai laws; (10) units of foreign infrastructure funds that satisfy the following criteria; (a) the main investment of the fund is made in assets of infrastructure nature or
services sector, 11.6 percent to housing sector, and 10.3 percent to real estate and construction sector. The main decrease in loans from the end of December 2017 was mainly to utilities and services sector
are expected to be the main drivers for strong performance of Integrated PET chain. In the Fibers segment, we expect higher utilization rates and earnings per ton as our synergy benefits and operational
as well as declining PX prices are expected to be the main drivers for strong performance of Integrated PET chain. In the Fibers segment, we expect higher utilization rates and earnings per ton as our
margins towards PTA and PET are expected to be the main drivers for strong performance of Integrated PET chain. In the Fibers & Packaging segment, we expect higher utilization rates and improved earnings on
sector, at 40.4 percent, followed by 20.7 percent to utilities and services sector, 11.2 percent to housing sector, and 10.2 percent to real estate and construction sector. The main increase in loans from