imports constituted 60% of the total consumption in 2019 compared to 54% in 2018. The decrease in total consumption coupled with surge in imports led to 22% decrease in Domestic production compared with

led to widespread slowdown in economic activities. Private consumption slowed down in almost all categories especially in services segment: hotels, restaurants and transportations from the various

started in January in China and has since spread to several countries. Measures to contain the outbreak imposed by several countries have led to widespread slowdown in economic activities. Private

work from home in late March. The competition, however, remained elevated with offerings in smaller plans and aggressive discount which led to ARPU continued declining trend.  Other service revenues

, especially from the low-price unlimited data plans offered across the industry. Nonetheless, our focus on quality acquisition led to solid growth in the postpaid segment driven by significant 5G adoption and

cost following the widened average DTD/DB spread. Further, crude oil price significantly drop during the year end, led to the refinery business to record Inventory Loss of THB 1,489 million Management

culture, showcasing hi-tech awe-inspiring LED lights and grand theatrical show, never before seen elsewhere in the world. Carnival Magic has hired 1) Mr. Pin Kewkacha 2) Mr. Kittikorn Kewkacha and 3) Mr

consideration criteria (maximum acquisition value criteria). The transaction is categorized as small transaction, is not required to be disclosed according to the Notification of the Board of Governors of the

associates) as of March 31, 2018 were categorized into securities with less than one year to maturity of Baht 81.3 billion, securities with one-to-five years to maturity of Baht 307.5 billion, securities with

will consider granting the loan types, interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process. The bank has categorized the loan