situation. Environmental The Company has joined as a member in Greenhouse Gas Reduction workforce in Aeon Financial Services Group, Japan, in which established goals and short-term and long-term action plans

the part of organization driven continuously to respond client and all stakeholders needs and to consecutively operate the business under the challenging situation. Environmental The Company has joined

driven continuously to respond client and all stakeholders needs and to consecutively operate the business under the challenging situation. Environmental The Company has joined as a member in Greenhouse

AI technology. In addition, the company has joined Samsung to create the Samsung Finance Plus campaign, where consumers can make purchases directly through installment payments with Samsung Finance

. Environmental The Company has joined as a member in Greenhouse Gas Reduction workforce in Aeon Financial Services Group, Japan, in which established goals and short-term and long-term action plans to reduce

entire organization. The Company has joined as a member in Greenhouse Gas Reduction workforce in Aeon Financial Services Group, Japan, in which established goals and short-term and long-term action plans

the International Maritime Organization’s (IMO) rule that limit the sulfur content of marine fuels to 0.5% come into effect from 1 January 2020. Crack Spreads Situation (Unit: USD/BBL) Crack Spreads Q2

. Enclosure 3 12 The SSG Group has a clear problem-solving guideline, which will help ameliorate the financial status of the Company. Nevertheless, in order to minimize the risk regarding the Company’s

support the Company’s continuous operation in the future. The SSG Group has a clear problem-solving guideline, which will help ameliorate the financial status of the Company. Nevertheless, in order to

(based on budgets and our inter- nal guideline of 1:1 Net Debt: Eq- uity over the plan period. Table 4: IVL Organic Growth Plan with Associate Capex Estimated EBITDA Growth in 2019 over 2H17 Annualized