million ( + 75% YoY, + 84% QoQ) , or earning per shares of THB 1. 35. The performance vastly improved mostly from the refinery business recorded high utilization rate and better GRM, as well as the power

risks as basis for determining how the risk should be managed. Questions Yes No 7.1 The company identifies all risks which may affect business operation at levels of organization, business unit

- commissioning activities planned in December 2017 and startup early 2018. In addition to improved cash flows as a result of the better performance, the Company’s Balance Sheet al- so strengthened as a consequence

: - Credit Card Credit card turnover in the fiscal year 2017 improved by 21% from last year and represented 58% of total turnovers. Revenues from credit card were 6,807 million baht, showing an increase of 300

lower net profit. For the liquidity analysis, current ratio rose to 0.56 times. Debt to equity ratio improved to 0.84 times due to the repayment of long term debt. Debt service coverage ratio (DSCR

margin was 60.2% which improved from 56.6% in 2017, mainly due to the lower cost of land transfer and the increase in selling price. Utilities & Power Business 2017 2018 Increase/(Decrease) THB mm THB mm

and lower operating rates in several fiber manufacturing units. As all of these set of issues are now behind us, improved earnings from the EMEA region will have a further positive earnings impact for

to long-term shareholder value generation laying the foundations of future improved results via new product development (introduction of dolomitic product line) and cost saving measures (Solar project

the previous year by Baht 78 Million or 11.1 percent, mainly from the increase in retail revenue in Metro Mall which has gradually improved the commercial area in the station of the Chaloem

follows: - Credit Card Credit card turnover in the fiscal year 2016 improved by 3% from last year and represented 54% of total turnovers. Revenues from credit card were 6,507 million baht, showing an