17,573 16,825 3.9% 8.5% 52,953 49,670 6.6% Yield on earning assets 3.74% 3.64% 3.65% 0.10% 0.09% 3.69% 3.67% 0.02% Cost of funds 1.52% 1.50% 1.54% 0.02% (0.02)% 1.51% 1.54% (0.03)% Net interest margin 2.42
operating income ratio 22.7% 21.2% 21.2% 1.5% 1.5% 22.6% 22.2% 0.4% Cost to income ratio 41.9% 45.3% 43.5% (3.3)% (1.6)% 43.3% 42.1% 1.2% Return on average assets * 1.17% 1.19% 1.14% (0.02)% 0.03% 1.18% 1.16
and unemployment problem as improve from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage in past. As a result in the year 2018, the Group has
the following transaction: 2.1 The transaction between the Company and/or its subsidiary with Kinpo Electronics Inc. (“Kinpo”) and/or its subsidiary as the following details: 2.1.1 Fixed asset disposal
resulted from the consolidation of Trans.Ad Solutions Company Limited and Roctec Technology Limited, collectively called “Trans.Ad Group”, which was acquired in August 2018. Cost of sales increased by 318.9
Limited (FSMART) 1Q2020 Management Discussion and Analysis Costs and Expenses 1) Cost of services in 2Q2020 was Bt546.49mn, increasing from 79.7% to 82.0% of total revenues from core business, from fixed
)% 3.65% 3.68% (0.03)% Cost of funds 1.50% 1.48% 1.54% 0.02% (0.04)% 1.49% 1.54% (0.05)% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% V2 30/08/61 14:31 น. 5 Net interest income in
% (0.39)% (0.23)% 2.31% 2.42% (0.11)% Net fees and service income to operating income ratio 17.4% 24.1% 21.2% (6.7)% (3.8)% 20.4% 22.5% (2.1)% Cost to income ratio 46.5% 43.1% 45.3% 3.4% 1.2% 45.0% 44.0
REVENUE CONTRIBUTION (THB mn) 2018 REVENUE BY SEGMENTS (THB mn) Cost of sales grew by 131.1% from THB 390mn in 2017 to THB 900mn in this year, mainly due to the aforementioned consolidation. Trans.Ad
and Japanese team’s management will allow the group to rely less on external source of aluminum can and at lower cost. 3 Selling, general and administrative (SG&A) expenses SG&A expenses amounted to THB