activity, thus dampening Thai economic growth during the second half of the year. Other challenges included volatile foreign exchange movement and international capital flows as well as the rapid evolution
7.8% yoy while by 1.5% yoy for the FY2019. The decrease was due to high competition from the new hotels of other players in Philippines and Maldives and negative impact from exchange rate compared to US
by 1.5% yoy for the FY2019. The decrease was due to high competition from the new hotels of other players in Philippines and Maldives and negative impact from exchange rate compared to US dollar and
entering into Material Transactions Deemed as Acquisition or Disposal of Assets and Notification of the Board of Governors of the Stock Exchange of Thailand Re: Disclosure of Information and other Acts of
and November Monetary Policy Committee meetings, taking the rate down from 1.75 percent to 1.25 percent. The Bank of Thailand also eased foreign exchange regulations to curb the strong baht and
ended 30 June 2019 Page 7/21 3.5 LH Bank Premium is a personal accident protection card highest Baht 300,000 which guaranteed by CHUBB, the customers just inform their health profile in the application
)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions
(%) (1.4) 4.1 (5.5) EBITDA Ratio (%) 4.1 9.2 (5.1) EBITDAR Ratio (%) 10.2 15.1 (4.9) Remarks (1) Comprises of total revenue net dividend income, gain on foreign exchange, interest income and non-operating