Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by the Bank and Capital Market Business

-controlling interests ** Calculate from the profit (loss) of the parent company divided by total shareholders’ equity (Exclude Non-controlling interests) *** Calculate from the profit (loss) of the parent

. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by the Bank and Capital Market Business

Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) businesses are divided into two main areas: the Commercial Banking Business operated by the Bank and Capital Market Business

%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by the Bank and Capital Market Business

Company’s sources of revenue can be divided into 4 main businesses as follows: Retail 75.7% Projects 12.1% Rental & Services 5.6% Revenue from other sales and services 6.6% Retail Stores  > 98% are sales

persons whose duties are to contact, solicit, advise or plan investment for investors or a securities company’s client and are divided into two categories: Category A Investor Contact who is authorized to

Revenue Structure ILM operates as a retailer of furniture and home furnishing products. The Company‘s sources of revenue can be divided into 4 main businesses as follows: Retail Stores 76.3% Projects 12.9

BIS ratio will increase to 17.95% while Tier-1 ratio will be 14.80%. 11 Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the

BIS ratio will increase to 17.94% while Tier-1 ratio will be 14.79%. 11 Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the