loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19

470,159 446,513 5.4% 11.0% Housing 249,845 251,197 243,754 (0.5)% 2.5% Real estate and construction 205,235 200,736 199,224 2.2% 3.0% Agriculture and mining 62,654 61,569 53,134 1.8% 17.9% Others 300,805

March 31, 2019, company and subsidiaries had less total assets than the period March 31,2018 at Baht 54.15 million or 4.48%, because of the Cost of real estate development projects for sales, deposit for

30, 2018 is equal to Baht 2.88 million. The company intended to develop this plot of land for sale in accordance with the company policy to conduct real estate development through ACC Landmark Company

the same quarter of 2017 due to the fact that Mana Patanakarn Co.,Ltd., the Company’s subsidiary company which do real estate development business, has transferred the ownership of houses and

less total assets than the period March 31,2018 at Baht 54.15 million or 4.48%, because of the Cost of real estate development projects for sales, deposit for land ,Land held for development , Leasehold

Baht 54.58 million or 4.61%, because of the Cost of real estate development projects for sales, deposit for land ,Land held for development , Leasehold improvement and equipment, Cash and Bank .And total

%, because of the Cost of real estate development projects for sales, deposit for land ,Land held for development , Leasehold improvement and equipment, Cash and Bank .And total liabilities at Baht increase

cessation of the operation from the impact of the coronavirus disease (COVID-19) epidemic, and tourists decreased. Page 2 of 3 1.4 Real estate rental income of 0.072 million baht, a decrease of 0.015 million

, a decrease of 35.71 million baht or 56.92 percent due to the announcement of the cessation of operations which from the impact of the coronavirus disease (COVID-19) epidemic. 2.4 Real estate rental