Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2020 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations

the director of the company and member of the Audit Committee To Director and Manager The Stock Exchange of Thailand Reference is made to the resolutions of the Board of Director Meeting No. 3/2019 of

employee expenses on growing business, depreciation on building improvement and equipment of the subsidiaries and the provision for doubtful accounts of the Company. Finance cost In 2Q17, the Group has the

reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 3/2558 Re: Provisions relating to Offer for Sale of Shares Issued by Foreign Company Whose Shares Are Not Traded on Foreign

795 million in Q3/2018. 4. Selling, general and administrative expense was THB 1,730 million, a reduction of 9% QoQ. Mostly from the personnel expenses in the Company group, as in the previous quarter

Bangchak Corporation Plc. I 3 Executive Summary Summary of the Company and its subsidiaries’ operating results for the 2nd quarter ended 30th June 2019 Unit: THB Million Q2/2018 Q1/2019 Q2/2019 YoY QoQ

President The Stock Exchange of Thailand Reference is made to the resolutions of the Board of Director Meeting No. 6/2017 of Carabao Group Public Company Limited (the "Company") held on 11 August 2017 as

Management Organization (Public Organization), was held to honor local businesses and organizations taking the lead in the management and reduction of greenhouse gas emissions in 2020. This year, the Company

Ventures Public Company Limited for the first quarter of 2018 We are pleased to submit: 1. Consolidated and Company only Annual Audited Financial Statements for the first quarter of 2018 (a copy in Thai and

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 12 Executive Summary Growth in both revenue and net profit demonstrates the effectiveness of retail