Management Discussion and Analysis for the Second Quarter of Year 2020 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

material. Liabilities As of Q1-2020, total liabilities on consolidated basis decreased to THB 343.03 million from THB 1,482.63 million as at December 31, 2019 primarily due to: • Decrease in provision from

Section 7 and the fourth paragraph of Section 90 of the Securities and Exchange Act B.E. 2535 which contains certain provision relating to the restriction of rights and liberties of persons which Section 29

detailed information relating to the issuing company of the securities and the conditions of securities, including the suitability for investment and the relevant risk exposure. The effectiveness of this

following regulations: Clause 1. In this Notification: “securities company” means a securities company licensed to undertake securities business in the category of mutual fund management. Clause 2 . This

following regulations: Clause 1. In this Notification: “securities company” means a securities company licensed to undertake securities business in the category of mutual fund management. Clause 2. This

following regulations: Clause 1. In this Notification: “securities company” means a securities company licensed to undertake securities business in the category of mutual fund management. Clause 2. This

GFPT Public Company Limited Interim Management Discussion and Analysis for the 3rd Quarter 2019 Page 1 of 13 Management Discussion and Analysis This interim MD&A report has been prepared based on the

to decrease by 2.9% from the third quarter of 2018. For the branches expansion in the third quarter of 2019, the company opened 2 Dohome To Go branches in July 2019 at Makro Charansanitwong branch and

respect to provision of services to ensure that securities are safely kept and used efficiently. Part 3 Subject Matters of this Notification Clause 4 This Notification establishes regulations on the