December 2018, mostly from a decrease in investments in joint ventures and an impact of currency translation due to THB appreciation • Net debt to equity ratio as of 31 March 2019 was 0.51 times, an

Ratios Return on Asset (%) 3.54 2.29 4.55 1.64 Return on fixed assets (%) 4.61 2.74 10.91 6.18 Financial Policy Ratios Debt to equity ratio (time) 1.00 1.25 1.15 1.50 Interest coverage ratio (time) 3.62

financial liquidity. In addition, the Company will repay debt to account payables and debts burden which would help reduce the interest burden of the Company. 4. Description of asset to be disposed of Details

42.58 percent compared to the previous quarter, which was still better than the target. In this quarter, our impairment loss on loans and debt securities increased slightly from the prior quarter, but

prior quarter. Therefore, commercial banks’ asset quality still merits close watch. As of the end of the first quarter of 2019, net loans at 14 domestically-registered commercial banks grew 4.98 percent

or 42% as compared to 2017. The Company recorded loss from the selling of asset with the total of 3,535 million Baht In 2018, the Company had a total finance cost of 810 million Baht, a decrease of 166

% as compared to 2017. The Company recorded loss from selling of asset with the total of 3,533 million Baht In 2018, the Company had a total finance cost of 810 million Baht, a decrease of 166 million

assets amount Baht 60.86 million, Bonus payment to employees and management Baht 11.59 million, the acquisition in franchise agreement and purchase asset agreement amounting to Baht 95.00 million, payment

the Securities Exchange of Thailand, The transaction size is equivalent to 0.17% of Company’s Net Tangible Asset (NTA) of Baht 3,120.77 million (as of 30 September 2018), which is higher than 0.03% but

June 30, 2020 with the comparison to the financial status as of December 31, 2019 are summarized as below:  Assets As of June 30, 2020, the Company and its subsidiaries had a total asset of 770.7 MB