since GSTEL is currently in the process of debt restructuring and seeking funds from external source with aim to enhance its balance sheets and improve their financial strength. Thus, the financial

is a subsidiary of the Company, on Letter of Intention “LOI” to acquire franchise from Wuttisak Clinic Inter. Group Co., Ltd. (“WCIG”), ”), which is an indirect subsidiary of E FOR L AIM Public Co

of E FOR L AIM Public Co., Ltd. (“EFORL”), at the amount not exceeding 50 MB; and resolved to approve the investment of HHC in Franchise business of WCIG for investing in esthetic clinics under

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

Forum (ACMF), which is a high-level grouping of capital market regulators in ASEAN jurisdictions with the aim to elevate the quality of business supervision of the listed companies in ASEAN to meet

million (THB 8.4 billion), -7% YoY, Core EBITDA margin 10%  Core Net profit after tax of $128 million (THB 4.0 billion), -27% YoY  Core Earnings Per Share of THB 0.67, -32% YoY  Operating Cash Flow of

of $304 million (THB 9.6 billion), -7% YoY, Core EBITDA margin 10%  Core Net profit after tax of $128 million (THB 4.0 billion), -27% YoY  Core Earnings Per Share of THB 0.67, -32% YoY  Operating

expenses to sales 9.4% 11.4% 10.1% 10.3% Finance costs 18 15 19% 34 27 25% Share of profit (loss) from investment in subsidiaries and joint ventures (1.0) (5) 82% (2) (12) 79% Tax (income) (21) (19) (10

generated a slight increase in service revenue (+2.1% YoY and 1.4% QoQ). Our mobile business was flat both YoY and QoQ driven by soft consumer spending offset by our movement to retain market share and build