Financial Statement Separate Financial Statement Q1/2020 Q1/2019 %Variance Q1/2020 Q1/2019 %Variance 1. Gross income (million THB) 1,850.28 2,819.41 (34.37%) 1,345.14 2,132.04 (36.91%) 2. Gross profit from

numbers in the financial statements Q1/2021 and 2020 Table 2: Profit/Loss Statement in Q1/2021 and 2020 Number Consolidated Financial Statements Separate Financial Statements Q1/2021 Q1/2020 % Variance Q1

numbers in the financial statement Q3/2019 and 2018 Table 1: Profit/Loss Statement in Q3/2019 and 2018 Numbers Consolidated Financial Statement Separate Financial Statement Q3/2019 Q3/2018 %Variance Q3/2019

and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 1Q/21 4Q/21 1Q/22 %QoQ %YoY 1Q/21 1Q/22 %YoY Credit card income Loan income Hire-purchase income Other income 1,550 2,612 273

88 million baht or 5% y-y and 3% q-q. However, the Company still maintained effective operating cost control with cost to income ratio at 35% of total revenues. Considering the Company’s separate

revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria June 2017 March

2,083,160 (0.6)% (3.2)% * Less deferred revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank

Housing Real estate and construction Agriculture and mining Others Jun’20 V2 27/08/63 10 Classified Loans and Allowance for Expected Credit Losses Non-performing loan (Gross NPL) at the end of June 2020 was

Others 14.4% 14.1% 15.1% 2.9% 2.7% 2.5% 10.0% 9.9% 9.7% 12.3% 12.2% 11.5% 22.8% 22.4% 21.9% 37.6% 38.7% 39.3% Sep'19 Jun'19 Dec'18 V2 12/11/62 10 Classified Loans and Allowance for Doubtful Accounts

the separate financial statements Baht (22.01) million Baht 118.00 million 3. Management Discussion and Analysis 3.1 Sales and service income in 2017 has increased by Baht 526.45 million or 134.09