of THB 13mn. 5 MD&A 3Q 2017 (Ended 30 September 2017) MASTER AD PLC MANAGEMENT DISCUSSION & ANALYSIS 3Q 2017 20 OCT 2017 NINE-MONTH CASH FLOW SNAPSHOT KEY FINANCIAL RATIOS 1 Calculated from operating

while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when

operating margins and also inventory valuations (which the management report each quarter when there is a material effect on the profits) and margins. Foreign Exchange Rates The THB/USD currency movements

profit levels as targeted by increasing sales of good margin products and controlling operating costs, causing Jaymart Mobile had a net profit of 90 million Baht in 2019. 2. Non-Performing Debt Management

Microsoft Word - ORI_MDA_Q2'19_EN-V2 หนา 1 ของ 5 ORI-FA003/2562 Dated August 14, 2019 Title: The operating results of Origin Property Public Company and its subsidiaries for Quarter2/2019. To : The

Management Discussion and Analysis Q1/2020 Page 1/4 JAS Asset Public Company Limited - Translation - IR63/009 15 May 2020 Subject: Management Discussion and Analysis, 1st Quarter Ending 31 March 2020

@kiatnakin.co.th Tel. +66-2495-1366 Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the second quarter and six-month ended June 30, 2019 comparing operating

-2495-1366 Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the second quarter and six-month ended June 30, 2019 comparing operating performance and

Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2019 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

. +66-2495-1366 Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the third quarter and nine-month ended September 30, 2019 comparing operating