on loans and debt securities 952,240 698,157 254,083 36.4 Profit from operating before income tax expenses 5,659,780 5,346,488 313,292 5.9 Income tax expenses 1,034,927 887,237 147,690 16.6 Net profit
% 15.29 8.80 74% Financing cost 0.58 7.18 -92% 2.98 24.16 -88% Tax (Note) 18.57 2.34 693% 10.64 20.89 -49% Net profit 74.43 51.65 44% 197.63 117.12 69% % Net profit 19% 16% 3% 19% 13% 6% Non-controlling
) (325,203) 3.0 Less Allowance for troubled debt restructuring (750) (432) (318) 73.6 Total loans to customers and accrued interest receivables, net 222,860,671 218,306,382 4,554,289 2.1 Properties foreclosed
doubtful accounts (11,084,546) (10,759,343) (325,203) 3.0 Less Allowance for troubled debt restructuring (750) (432) (318) 73.6 Total loans to customers and accrued interest receivables, net 222,860,671
loans and debt securities 488,548 455,582 32,966 7.2 Profit from operating before income tax expenses 1,780,527 1,382,995 397,532 28.7 Income tax expenses 226,562 177,320 49,242 27.8 Net profit 1,553,965
debt restructuring (1,681) (2,294) 613 (26.7) Total loans to customers and accrued interest receivables, net 202,098,061 182,511,003 19,587,058 10.7 Properties foreclosed, net 3,995,882 4,094,492 (98,610
household debt including lower household income especially in the non-farm sector limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first eight months of
debt including lower household income especially in the non-farm sector limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first 9 months of 2019
(%) 3.2 4.7 4.6 Net profit to sales revenue(%) (43.7) 1.5 1.4 Return on total assets(%) (10.5) 4.6 3.0 Return on equity(%) (14.1) 6.5 4.0 Debt to equity(x) 0.4 0.3 0.3 Interest bearing debt to equity(x) 0.2