ongoing fundamental improvement in the industry  Core EPS of THB 3.27, delivers increase for the 17th consecutive quarter  Operating Cash Flow of $941 million, helps strengthen balance sheet and fund

requires the Company to disclose the information memorandum on the Transaction to the Stock Exchange of Thailand (the “SET”) and send the circular notice to the shareholders of the Company within 21 days

information on the connected transactions of the Company to the Stock Exchange of Thailand (the “SET”) pursuant to the Connected Transaction Notifications; (b) obtain approval for the connected transactions

: Beyond Banking; Embedded Trust; and, Everyone, Every day, Every way and Everywhere. To this end, we have set our sights on providing all customers with services beyond their expectations to become their

information memorandum on the Transaction to the Stock Exchange of Thailand (the “SET”) and send the circular notice to the shareholders of the Company within 21 days from the date that such information has

in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown

of Thailand (the “SET”) for 7 consecutive days prior to the date on which the Board of Directors resolved to propose the said offering for approval at the Extraordinary General Meeting of Shareholders

Exchange of Thailand (the “SET”) for 7 consecutive days prior to the date on which the Board of Directors resolved to propose the said offering for approval at the Extraordinary General Meeting of

) was thus equal to 3.32 percent, decreasing over-quarter, but still within the set target of 3.30-3.50 percent. Moreover, other operating expenses rose Baht 21 million or 0.13 percent over-year, due

. Executive Summary 2. AMC Industry Outlook and Overview 3. Regulatory Considerations 4. Management Discussion and Analysis 5. Key Financial Ratios 6. Forward looking IMPORTANT DISCLIAMER The information