, to ensure that we will attain our business targets. 3.3 Customer Segments and Services During the second quarter of 2017, KBank and K Companies continued to adhere to our “Customer Centricity” strategy

During the third quarter of 2019, KBank continued to adhere to our “Customer Centricity” strategy, being attentive to the uncertainties of the domestic and global economy, sustaining our customers

with severe and significantly complex digital risk and cybersecurity challenges, we have established a Digital-Oriented Risk and Cyber Security Risk Management Framework in alignment with the strategy of

Services During the third quarter of 2017, KBank and K Companies continued to adhere to our “Customer Centricity” strategy, being attentive to the linkage of domestic and global economic circumstances

second quarter of 2019, KBank continued to adhere to our “Customer Centricity” strategy, being attentive to the uncertainties of the domestic and global economy, sustaining our customers’ business and

the businesses operated by the Company or the group of companies which comprises the Company, its subsidiaries and associated companies being operated or to be operated, as the case may be. In this

comprises the Company, its subsidiaries and associated companies being operated or to be operated, as the case may be. In this regard, the information shall also cover the following matters: 1.1.1 Overview of

quarter of 2019. 2.2 Additional Investments in Joint Ventures and Associated - On March 31, 2017, Star Energy Geothermal (Salak – Darajat) B.V. (SEGSD), which is the affiliate of EGCO (20.07% indirect

into this transaction is consistent with the strategic plan in the business operation of the Company, which emphasizes on investment expansion in line with the strategy aiming at growth alongside the PTT

aligned with the Company’s strategy to invest in hotels and resorts in prime tourist destinations. o Target Group Hotels and Resorts are projects with high potential and located in countries with further