2,370,792 2,340,979 6.1% 7.4% Loan to deposit ratio 84.2% 86.9% 86.7% (2.7)% (2.5)% Non-performing loan (Gross NPL) /1 85,240 79,149 83,668 7.7% 1.9% Gross NPL to total loans ratio /1 3.5% 3.4% 3.5% 0.1

refuse to the counter trader. Clause 11. The securities company shall not mislead counter trader about the essential details of securities trading, by refrain from information disclosure, distort

mislead counter trader about the essential details of securities trading, by refrain from information disclosure, distort information, or give false information to counter trader. 8 Amended by Notification

conditions agreed provided that the securities company clearly explain the ground of refuse to the counter trader. Clause 11. The securities company shall not mislead counter trader about the essential details

, especially for essential products for repair and maintenance, emergency home services, products related to cleaning, hygiene and healthcare, items supporting working from home, kitchen appliances, and home

home to reheat and ‘Pancake Mix’, finished pancake flour products, as well as other consumer products from other manufacturers which are essential for every day lives. In addition, consumers can also

8.9% from the growth in deposit amount consistent with the overall expansion in loan portfolio. Cost of fund declined slightly to 2.3% yoy from 2.4% attributed by the Bank’s continued effort on cost

which increased by 8.9% from the growth in deposit amount consistent with the overall expansion in loan portfolio. Cost of fund declined slightly to 2.3% yoy from 2.4% attributed by the Bank’s continued

from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of fund for 2018 was maintained at 2.3%, the same level as in 2017. For the year ended Consolidated Change Dec 31

decline of 9.2% yoy. Cost of fund for 2Q17 decreased to 2.3% from 2.7% yoy. The decline continues to be from the result of the reduction in deposit rates and the Bank continuous efforts on optimizing its