maintaining our leadership in digital banking services. We have assessed risk management and status, and set the risk target and 2018 Cyber Risk Management Roadmap for enhanced efficiency in work process
total work. In the event that the Company waited for the design of the entire project to be completed 4 before starting with the construction, like other real estates, it will probably takes 7-8 years for
construction of Carnival Magic Project has currently progressed up to 4 80% of the total work. In the event that the Company waited for the design of the entire project to be completed before starting with the
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