expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13
cost by follow digitalization planning. In addition, the Company entered into a joint venture agreement with BSS Holding Company Limited and Humanica Public Company Limited to incorporate a joint venture
channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans
are normally drop in volume during holiday seasons and high SG&A, 2) an improvement on financing cost mainly attributable to debt refinancing, 3) lower interest expense from ABPIF and 4) relatively
revenues 7,542 4,162 3,380 81.2 Cost of service 2,480 2,320 160 6.9 Selling and administrative expenses 330 313 17 5.4 Finance cost 324 320 4 1.3 Interest expense from the MRT Purple Line Project 97 110 (13
were deployed to promote 2G migration. Cost & Expense Total cost was Bt22,080 mn, an increase of 6.3% YoY but a decrease of 2% QoQ in 3Q17. Cost of service (excluding IC) was Bt15,764mn increasing 17
agriculture and dairy farm had increasing income amount Baht 7.24 million, because in dairy milk for sales increased from the same quarter last year 72% (2) Cost of sales The cost of sales increased from Q1’17
, 2018 showed total revenue of 171.32 million Baht. The cost of sales amounted to 126.04 million Baht, while selling and administrative expenses and financial costs were 28.07 million Baht in total. Net
expenses decreased by 3.3% from decrement in cost of goods sold along with expenses control. However, due to the increment of temporary shutdown expenses and the adjustment of severance payment for labor
) 0.48 14.U Profit beiore share loes tom investnent in ioint verifure, financial ccts ard income tax expense 4.98 5.10 2.8 2.22 76.72 Share of loss fom investment in joint venture (1.71) 0.00 0.00 0.00 N/A