appropriate transaction and will benefit for the Company and shareholders. 9 11. Opinion from the Audit Committee and/or directors which is different from that of the Board of directors Audit Committee has

the disposal of Land and Buildings could reduce the debt burden of the Company. 11. Opinion of the Audit Committee and/or opinion of the director which is different from the opinion of the Board under

is different from the opinion of the Board under Clause 10 All directors of the Company have the same opinions as specified in the Board of Directors’resolution above (unanimity) and no audit committee

operation can achieve as planned, the conglomerate enable to derive income from good prospects business. 12. Opinion of the Audit Committee and/or opinion of the director which is different from the opinion

resolve the Company’s liabilities. 12. Opinion of the Audit Committee and/or opinion of the director which is different from the opinion of the Board under Clause 11 All directors of the Company have the

is Different from the Board of Directors’ Opinion There is no opinion from the Audit Committee and/or the directors different from that of the Board of Directors. 10 Information pursuant to item no. 2

issuer etc. The investors should be familiar with the detailed information before making an investment decision. - In the case of offers for sale of structured notes in several issues with different

election, which is expected to take place early of 2019. Thai Banking Industry Although the commercial banking system in Thailand is facing challenges from an uncertain economic environment, its lending and

monitoring given that general elections are expected to take place in early 2019. Thai Banking Industry The commercial banking system in Thailand continues to face challenges from an uncertain economic

Thailand. The Bank of Thailand revised down the projection of overall economy for 2020 to contract 7.8% (as of September 2020) from the earlier forecast of 8.1%. But the fragile labor market, uncertain