commercial 801,647 819,481 813,319 (2.2)% (1.4)% Utilities and services 446,513 455,969 404,036 (2.1)% 10.5% Housing 243,754 240,047 229,441 1.5% 6.2% Real estate and construction 199,224 202,600 203,566 (1.7

.,Ltd. of Baht 471 million • Cash outflow for investment in associates of Baht 646 million, the majority is Dusit Thani Freehold and Leasehold Real Estate Investment Trust. • Cash outflow for purchases of

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

preferred shares to Bangkok Bank Public Company Limited (BBL) at an offering price of THB 0.034, raising proceeds totaling THB 897mn 28 February 2018: VHE Bratislava Real Estate s.r.o., a wholly owned

(%) March 2017 December 2016 Manufacturing and commercial 818,265 814,365 810,335 0.5% 1.0% Utilities and services 419,339 424,143 399,372 (1.1)% 5.0% Housing 222,977 220,250 219,365 1.2% 1.6% Real estate and

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

last year. KEY HIGHLIGHTS • Total revenue increased by 12.6%, mainly from increase in income from sale of real estate and other income. • Share of profit from associates and joint ventures increased by

Cyber risk refers to risk that may arise from financial transaction services provided via digital channels, data management, cyber threats and the use of IT to support business operations. It may come

814,559 819,338 0.6% 0.0% Utilities and services 455,969 419,838 421,595 8.6% 8.2% Housing 240,047 234,359 228,146 2.4% 5.2% Real estate and construction 202,600 204,407 191,176 (0.9)% 6.0% Agriculture and

to customers as targeted by transferring more than half of the total units in the project. With the success of the development of real estate for sale in the past year, the Company could make a net