2017 PERFORMANCE ANALYSIS (YoY) In 3Q 2017, the Company once again achieved an outstanding top and bottom line performance compared to the same quarter last year supported by; 1) The consolidation of

collateral properties The following table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral

account receivable 3 months overdue or non-performing loan ratio was 2.35% at February 28, 2018, decreased from 2.71% at the end of previous fiscal year. The Company has set aside higher allowance for

debt settlement. For some debtors were overdue with their term payment, the Company set the net unrealized values at 0.26 million baht. The Company recorded the allowance for doubtful account for only

3.81% at the end of previous fiscal year. The percentage account receivable 3 months overdue or non-performing loan ratio was 2.71% at February 28, 2017, decreased from 3.30% at the end of previous

fiscal year 2016 to 2,345 million baht as of November 30, 2017, or 3.11% of total accounts receivable. The percentage account receivable 3 months overdue or non-performing loan (NPLs) ratio was 2.23% of

year of 2018 and have no any problem for getting a debt settlement. For some debtors were overdue with their term payment, the Company set the net unrealized values at 0.15 million baht. The Company

overdue or non- performing loan ratio (NPL) was 2.76% at February 28, 2018, increased from 2.35% at the end of previous year but decreased from 2.80% at the end of previous quarter. The Company has set

receivable 3 month’s overdue or non-performing loan ratio was 2.80%, increased from 2.35% at the end of last year but the increasing ratio is less than the previous quarter. The coverage ratio of allowance for

the end of previous fiscal year. The percentage account receivable 3 month’s overdue or non-performing loan ratio was 3.12%, increased from 2.77% at the end of last year. The coverage ratio of allowance