185.4 185.4 186.1 183.0 184.9 184.9 4 Profit and Loss Transaction For the three-month period ended September 30, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 4,200,604 3,820,103
from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent
business operations of its particular bank and its financial conglomerate, transaction volume and related risks and must be reviewed at least once a year and upon any significant change. In addition, close
banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity
reversing the industry trend, increased by 12.8 percent which equivalent to THB 6,391 million. (Enclosure 4) 5 In the recent years, advertising industry has remarkably change in respect of people’s lifestyle
November 2019, PFR has the outstanding debts, i.e. the principal at 312,247,000 Baht and the accrued interest at 36,320,548 Baht which is the total amount of 348,567,548 Baht with the Purchaser, The Company
of foreclosed assets. Current outstanding loans totaled Baht 1,245 million increased when comparing to Baht 509 million from the end of 2019 due to the change in classification from TFRS 9 for
transactions concerning the money changing business; outstanding balance of all such accounts in all currencies at the end of each day must not exceed USD 50,000 or its equivalent. 4. Payment in Thai Baht of
fund at an amount more than seventy five percent of its outstanding shares and representing more than seventy five percent of its total voting rights; 7 Amended by the Notification of the Capital Market