the impact of US sanction which led to the depreciation of Russian ruble. However, domestic demand continued to expand, private consumption expanded well in most spending categories thanks to the
tourism sector, which is a key driver of the Thai economy in recent period, grew moderately owing to the growth in the number of tourists of most nationalities; especially tourists from ASEAN countries. For
year 2018. Big Corporate & Corporate was at 75.3%, followed by Retail at 13.2% and SMEs & SSME at 11.5% of total loans. When classified by type of business, most portion of loans were public utilities
which were 12.1 and 12.0 percent respectively. In addition, European tourist grew only by 2.4 percent. In additional, most of tourist from Europe declined but the tourist from Russia had growth about 8.5
not recognized as assets in the statement of financial position. Most of this is temporary differences relating to past differences in interest income for accounting and tax for purposes until December
Baht 351 million For deferred tax benefits that are not recognized as assets in the statement of financial position. Most of this is temporary differences relating to past differences in interest income
’ selling expense consist of domestic freight. As of 2018 was 8.33 million Baht, which decreased by 3.61 million Baht or 30.25% from 11.95 million Baht in 2017. Due to most of the sales were ex-work and 95
electricity in Bang Pakong Power Plant, Chachoengsao Province. Until the end of 4th quarter of 2019 (November), palm fruit and CPO prices began to increase due to most of the arable land faces drought
expansion. In total, the Group opened a total of 100 new branches, divided into 71 equity branches owned by the Group and 29 franchise branches both domestic and international. Most new branches were under