fee (5,962,911.52) (9,396,413.79) (2,079,740.23) (3,633,085.03) 916,072,182.88 1,076,456,480.14 332,869,252.42 422,815,907.62 Unit: Baht Consolidated financial statements Separate financial statements

to ease burdens of our customers seeking to purchase new or pre- owned homes, and to refinance their mortgage. We also partnered with property developers which received pre-finance assistance from

Loan. For K-Home Loan, we focused on new loans, especially post-finance granted to homebuyers of property developers that received pre-finance assistance from KBank, in Bangkok and other strategic

Board of Directors determines the Fair Price from the valuation in order to clearly justify the price range since this transaction involves the disposal of real property, which are convenient and of

beneficiary of a REIT; 1 “property fund” means a property fund established according to the Notification of the Office of the Securities and Exchange Commission concerning Rules, Conditions and Procedures for

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

September 2019 RTD Fruit Juice Market Value breakdown by Market Segment (Source : Nielson) 3. Results of Operations and Profitability Consolidated financial statements (Unit : Baht Million) Q3/2019 Q3/2018

conglomerate business partner from Myanmar who invests in various businesses including property, mining automotive, manufacturing and food and beverage. Resort on Island 3 of CROSSROADS project is composed of 80